Pre-authorized and Equal Billing Payment Plans

The City of Niagara Falls offers convenient payment plans for water and property tax billing.

Property tax pre-authorized payment plan

Sign up for our pre-authorized payment plan for your taxes to avoid late fees and ensure your bills are always paid on time.

Who is eligible

• All Niagara Falls taxpayers whose taxes are paid in full
• Property must be fully assessed

How the plan works

• Monthly withdrawals on the 16^th of each month
• The monthly amount is confirmed in writing by email or mailed letter
• For residential tax accounts the monthly pre-authorized payment amount is adjusted in June to reflect the current year’s property tax rates. For commercial/ industrial tax accounts the monthly amount is adjusted in August to reflect the current year’s property tax rates.
• Returned payments are subject to an NSF fee and 1.25% interest per month. Failure to replace the payment will result in cancellation of your plan.
• Cancellation: Cancel in writing at least five days before your next withdrawal. Any outstanding taxes become automatically due and are subject to penalty and interest charges.

Water - standard billing plan

With the Standard Billing Plan, your water bill reflects actual usage and is issued every two months.

• Payment dates: Payments are automatically withdrawn from your bank account on the bill's due date, as set by the City of Niagara Falls
• Eligibility: Available to all water account holders in good standing
• Billing cycle: Bills are mailed as usual, and the due date and withdrawal amount are included. Keep the bill as a record of your water usage.
• Cancellation: Cancel in writing at least five business days before the due date. Any remaining balance becomes immediately due and is subject to penalties and interest.
• Closed accounts: When an account is closed, the Pre-Authorized Payment Plan is cancelled for the final bill. The final bill must be paid manually at our office, because it will not be withdrawn automatically.
• Returned payments: NSF payments and similar issues incur a charge, plus penalties and interest. Failure to replace a returned payment by the end of the month will result in automatic cancellation from the plan.

Water - equal billing plan

The Equal Billing Plan allows you to spread water costs over 12 equal monthly payments based on your estimated annual usage.

• Payment dates: Payments are automatically withdrawn on the last day of each month (or the following Monday if the last day is a weekend)
• Eligibility: Open to account holders in good standing with at least six months of billing history at their current property
• Billing cycle: An equalized monthly amount is calculated based on previous billing history. Applicants will be notified in writing of the monthly payment amount to be deducted on the last day of each month (this is the only day available for deductions).
• Cancellation: Cancel in writing by the 24^th day of the month. Outstanding balances become immediately due and are subject to penalties and interest.
• Closed accounts: When an account is closed, the Pre-Authorized Payment Plan is cancelled for the final bill. The final bill must be paid manually at our office, because it will not be withdrawn automatically.
• Returned payments: NSF payments and similar issues incur a charge, plus penalties and interest. Failure to replace a returned payment by the end of the month will result in automatic cancellation.